Behind on payments? Selling beats losing it at auction
A foreclosure wipes out your equity and follows your credit for seven years. Selling first — even fast — usually leaves you with real money and a clean exit.
How it works
Utah is a non-judicial foreclosure state: once a Notice of Default records, the clock to a trustee sale runs fast. But until that sale happens, the home is yours to sell — and any sale price above your loan payoff is your money, instead of the bank's.
Time matters more than anything here. Get us the address and your rough payoff amount today, and we'll tell you honestly whether a sale can beat your timeline — and what you'd walk away with. If your situation is better served by talking to your lender or a HUD housing counselor first, we'll tell you that too.
The guaranteed amount is the minimum you receive when your home sells — no fees or commissions come out of it.
Close in weeks or months — you pick the date, and you can cancel within 3 business days of signing, no questions asked.
Marketing and buyer negotiations run through an independent Utah licensed brokerage; closings run through a licensed title company. Keyela is the investor putting its own money behind your price.
Common questions
How late is too late?
Until the trustee sale actually occurs, a sale is usually still possible. The earlier you start, the more options and more money you keep.
Will this stop the foreclosure?
A completed sale pays off the loan, which ends the foreclosure. We move on title-company timelines and communicate with your lender's foreclosure counsel as needed.
What if I owe more than the house is worth?
That's a short-sale conversation with your lender — we'll tell you straight if that's your situation rather than waste your time.
See your number — free, in minutes
No obligation, no fees, and nothing is binding until you sign — with a 3-day cancellation right even then. Or call us: (801) 758-2234.
Get my cash offerWe buy and sell across the Wasatch Front and beyond: Salt Lake City · West Valley City · West Jordan · Sandy · Provo · Orem · Lehi · Ogden · Layton · St. George · Taylorsville · Millcreek · Draper · Herriman. Situations we help with: selling fast · as-is sales · foreclosure · inherited homes · divorce sales · tenant-occupied rentals · selling without a realtor · probate.